FinanceOS is a local-first finance app that keeps every transaction, budget, and balance encrypted on your machine. No account to create, no servers to trust, no monthly bill — just your financial life, finally yours alone.
One-time purchase. No account. No cloud. Your data stays yours.
Loved by people who take their finances — and their privacy — seriously.
Privacy, by architecture
Most finance apps want your data on their servers so they can model you, market to you, or sell you out. FinanceOS was designed so that simply can't happen — there's nowhere for your data to go.
Every balance, budget, and transaction is AES-encrypted in a local vault on your Mac. It never touches a server, because there is no server. Offline by default — online never required.
256-bit AES at restInstall the app and start. No email, no password reset emails, no "verify your identity," no analytics SDK quietly phoning home. Nothing about you leaves the machine you're sitting at.
Zero trackingShare a Mac without sharing your money. Each person gets their own encrypted profile, locked behind a bcrypt-hashed PIN. Your partner sees their numbers. You see yours. Never the other way around.
bcrypt-hashedBy the numbers
Onboarding
Seven guided steps. Start with demo data to explore, or a blank slate to make it yours from day one.
Pick a name and an avatar. Your profile is created entirely on your Mac — no email, no verification, no waiting.
Under the hood
A modern, native stack chosen for performance, type safety, and a UI that feels at home on macOS.
A genuine native desktop window with real macOS chrome and vibrancy.
A fast, fluid interface with the modern concurrent rendering engine.
Strict mode end to end. Fewer bugs reaching your real money.
The glassmorphism design system, expressed in pure utility classes.
The springy, physical animations that make the app feel alive.
Every donut, bar, and net-worth line you see in the app.
Packaged as a signable macOS DMG · Apple Silicon + Intel. Source: private on GitHub.
From real desks, real Macs
I've tried every finance app out there. None of them felt like they actually respected my data until this one. It's the first money app I trust enough to put everything in.
The market tab alone replaced two other apps on my dock. My budget and my portfolio finally live in the same place — and that place is my laptop, not someone's database.
My partner and I share one Mac. Separate PINs, separate vaults, total peace of mind. I have never once seen her numbers and she's never seen mine. That's exactly how it should be.
I canceled my budgeting subscription the day I installed this. No monthly fee, no account, and the confetti when I finally hit my emergency-fund goal genuinely made me grin like an idiot.
Before you buy
Everything worth knowing before you get FinanceOS on Fiverr.
Once your Fiverr order is placed, you receive the macOS app as a ready-to-install .dmg delivered straight through Fiverr. Open it, drag FinanceOS to your Applications folder, and launch — there's no account to create and no activation server to phone home to.
Yes. You pay once on Fiverr and the app is yours to keep. No subscription, no monthly fee, and no upsells buried inside the app. The price you see is the price you pay.
macOS 13 Ventura and later, on both Apple Silicon (M1–M4) and Intel Macs. The app is packaged as a universal macOS DMG, so the same download runs natively on either chip.
Entirely on your Mac. Every balance, budget, and transaction lives in a local, AES-encrypted vault locked behind a bcrypt-hashed PIN. Nothing is ever uploaded — there is no server to upload it to. The app makes no network calls for your data and ships with zero analytics or tracking.
Yes. Each person gets their own encrypted profile behind a separate PIN. You see your numbers, they see theirs — never the other way around. Perfect for couples or families sharing one machine.
Questions, fixes, and new builds are all handled through your Fiverr order — just message me there and I'll help out directly. Because the app runs fully offline, you're never forced to update to keep using it.
macOS 13 Ventura and later. Apple Silicon and Intel. Get your copy on Fiverr, and your financial life is yours again.
Get FinanceOS on FiverrNo account. No cloud. No subscription — one-time on Fiverr.