Now available · macOS 13 and later

Your money lives on your Mac.
Not in the cloud.

FinanceOS is a local-first finance app that keeps every transaction, budget, and balance encrypted on your machine. No account to create, no servers to trust, no monthly bill — just your financial life, finally yours alone.

One-time purchase. No account. No cloud. Your data stays yours.

FinanceOS — Dashboard

Good evening, Dominik

Saturday · everything synced locally
Offline
Total Balance
€48,210
▲ 3.2%
Monthly Spend
€2,640
▼ 8.1%
Savings Rate
31%
▲ 4.0%
Portfolio
€19,884
▲ 1.7%
Net worth
€68,094
▲ €5,210 this year
💼
Salary — June
Income
+€4,200.00
🛒
Whole Foods Market
Groceries
−€86.40
🎬
Netflix
Subscriptions · recurring
−€17.99

Loved by people who take their finances — and their privacy — seriously.

Privacy, by architecture

Privacy isn't a setting you toggle. It's the foundation we built on.

Most finance apps want your data on their servers so they can model you, market to you, or sell you out. FinanceOS was designed so that simply can't happen — there's nowhere for your data to go.

Encrypted on device

Every balance, budget, and transaction is AES-encrypted in a local vault on your Mac. It never touches a server, because there is no server. Offline by default — online never required.

256-bit AES at rest

No account required

Install the app and start. No email, no password reset emails, no "verify your identity," no analytics SDK quietly phoning home. Nothing about you leaves the machine you're sitting at.

Zero tracking

Multi-user PINs

Share a Mac without sharing your money. Each person gets their own encrypted profile, locked behind a bcrypt-hashed PIN. Your partner sees their numbers. You see yours. Never the other way around.

bcrypt-hashed
01 — Accounts & Transactions

Logging a purchase should take three seconds.

Type "32.40 + 8" and the inline calculator does the math. New merchants get categorized automatically. Drop in a receipt, flag it as recurring, or fix fifty entries at once with bulk actions.

  • Inline calculator — do math right in the amount field
  • Smart auto-categorization that learns your merchants
  • CSV import & export, receipts, recurring rules
  • Filters and bulk actions for the big cleanups
Transactions
🛒
Rewe Supermarkt
Groceries
−€40.40
The Coffee Collective
Cafés
−€4.80
💸
Refund — Zalando
Shopping
+€59.99
🚇
Monthly Transit Pass
Transport · recurring
−€49.00
32.40 + 8 =
789÷ 456× 123 0.+=
02 — Budgets & Discipline History

Stay honest with the only person who matters: you.

Set a budget, and FinanceOS quietly watches. The moment a category gets close, a native macOS notification taps you on the shoulder — before the damage is done, not after the statement arrives.

  • Native macOS overspending notifications
  • Budget templates to start in seconds
  • Discipline history — see your streaks and slips
Budgets — June
55%
Dining
87%
Groceries
30%
Transport
Groceries 87% used — €39 left for 9 days
Subscriptions€42 / €60
Entertainment€95 / €100
03 — Savings Goals

Make the thing you're saving for feel real.

Name the goal. Set the number. Watch the bar fill up every time you put money aside. And when you finally hit it? Confetti. Because a milestone you worked months for deserves more than a silent checkmark.

  • Visual progress tracking, goal by goal
  • A confetti burst the moment you reach 100%
  • Target amounts, deadlines, and contributions
Savings Goals
🏝️ Japan trip
€4,000 / €4,000
🎉 Goal reached! Time to book the flights.
🚗 New car fund
€8,200 / €15,000
🛟 Emergency fund
€6,000 / €10,000
04 — Statistics & Net Worth

Understand your money. Don't just track it.

Where does it actually go? When do you spend the most? Is your net worth climbing or quietly leaking? FinanceOS turns months of raw entries into donut charts, a spending heatmap, and a net-worth line you'll actually want to watch grow.

  • Category donut & bar breakdowns
  • A spending heatmap across the whole year
  • Net worth over time, rendered with Recharts
Statistics
€2,640this month
Housing€980
Groceries€460
Transport€310
Dining€280
Shopping€340
Other€270
05 — Market: Stocks & Crypto

Your portfolio and the markets, in the same window.

Real-time stock and crypto prices stream straight from Yahoo Finance and CoinGecko — no API key, no extra account. Build watchlists, track profit and loss, set price alerts, and when the connection drops, FinanceOS keeps working from its last known prices.

  • Live stocks & crypto — Yahoo Finance + CoinGecko
  • Portfolio profit/loss and detail charts
  • Price alerts and a full offline mode
Market — Watchlist
BTC
Bitcoin
€61,420
+5.8%
🔔 Alert hit · €60k
Ξ
ETH
Ethereum
€3,310
−2.1%
🍎
AAPL
Apple
€198.40
+1.3%
T
TSLA
Tesla
€242.10
−3.4%
N
NVDA
Nvidia
€121.80
+4.2%

By the numbers

The math behind a finance app you can trust.

0
Cloud servers storing your data. There's nothing to breach.
0-bit
AES encryption on your local vault, at rest.
0-step
Guided onboarding to set up in minutes.
0%
Offline capable. The internet is optional, not required.

Onboarding

From download to dashboard in a few minutes.

Seven guided steps. Start with demo data to explore, or a blank slate to make it yours from day one.

Step 1 of 7

Create your profile

Pick a name and an avatar. Your profile is created entirely on your Mac — no email, no verification, no waiting.

🚀First Launch
💰First Budget Set
🎯Goal Reached
🔥30-Day Streak
📊Data Explorer

Under the hood

Built with craft, not compromise.

A modern, native stack chosen for performance, type safety, and a UI that feels at home on macOS.

Electron 31

A genuine native desktop window with real macOS chrome and vibrancy.

React 18

A fast, fluid interface with the modern concurrent rendering engine.

TypeScript

Strict mode end to end. Fewer bugs reaching your real money.

TailwindCSS

The glassmorphism design system, expressed in pure utility classes.

Framer Motion

The springy, physical animations that make the app feel alive.

Recharts

Every donut, bar, and net-worth line you see in the app.

Packaged as a signable macOS DMG · Apple Silicon + Intel. Source: private on GitHub.

From real desks, real Macs

People who left the cloud behind.

"

I've tried every finance app out there. None of them felt like they actually respected my data until this one. It's the first money app I trust enough to put everything in.

LM
Lena
Berlin
"

The market tab alone replaced two other apps on my dock. My budget and my portfolio finally live in the same place — and that place is my laptop, not someone's database.

JT
Julian
Amsterdam
"

My partner and I share one Mac. Separate PINs, separate vaults, total peace of mind. I have never once seen her numbers and she's never seen mine. That's exactly how it should be.

SR
Sofia
Lisbon
"

I canceled my budgeting subscription the day I installed this. No monthly fee, no account, and the confetti when I finally hit my emergency-fund goal genuinely made me grin like an idiot.

MK
Marco
Vienna

Before you buy

Questions, answered.

Everything worth knowing before you get FinanceOS on Fiverr.

Once your Fiverr order is placed, you receive the macOS app as a ready-to-install .dmg delivered straight through Fiverr. Open it, drag FinanceOS to your Applications folder, and launch — there's no account to create and no activation server to phone home to.

Yes. You pay once on Fiverr and the app is yours to keep. No subscription, no monthly fee, and no upsells buried inside the app. The price you see is the price you pay.

macOS 13 Ventura and later, on both Apple Silicon (M1–M4) and Intel Macs. The app is packaged as a universal macOS DMG, so the same download runs natively on either chip.

Entirely on your Mac. Every balance, budget, and transaction lives in a local, AES-encrypted vault locked behind a bcrypt-hashed PIN. Nothing is ever uploaded — there is no server to upload it to. The app makes no network calls for your data and ships with zero analytics or tracking.

Yes. Each person gets their own encrypted profile behind a separate PIN. You see your numbers, they see theirs — never the other way around. Perfect for couples or families sharing one machine.

Questions, fixes, and new builds are all handled through your Fiverr order — just message me there and I'll help out directly. Because the app runs fully offline, you're never forced to update to keep using it.

Take your money back.

macOS 13 Ventura and later. Apple Silicon and Intel. Get your copy on Fiverr, and your financial life is yours again.

Get FinanceOS on Fiverr

No account. No cloud. No subscription — one-time on Fiverr.