Available for macOS 13 and later

Your money lives on your Mac.
Not in the cloud.

FinanceOS keeps every transaction, budget, balance and investment encrypted on your machine.

One-time purchase · No account · No cloud · Your data stays yours.

FinanceOS — Dashboard
Good evening, DominikSaturday · everything synced locally
Total balance
€48,210
▲ 3.2%
Monthly spend
€2,640
▼ 8.1%
Savings rate
31%
▲ 4.0%
Net worth
€68,094
💼Salary — June
Income
+€4,200.00
🛒Whole Foods Market
Groceries
−€86.40
🎬Netflix
Subscriptions
−€17.99
Encrypted on device Offline · synced locally
0
Trackers & analytics
0
Cloud servers for your data
5
Built-in currencies
3
Languages

Why FinanceOS

Money software that respects you.

01

Local-first

02

Encrypted

03

Pay once

A guided tour

Everything your money does, in one window.

Scroll through the app the way you'd actually use it.

FinanceOS — Dashboard

Overview

A dashboard that tells the whole story

Net worth, portfolio, budgets and trends at a glance.

Day to day

Track every euro

Smart categories and budgets that warn you in time.

Goals

Save toward what matters

Targets, projected dates and confetti at 100%.

Insight

See the patterns

Heatmaps, trends, top expenses, savings rate.

Investing

Your portfolio, here too

Live prices, cost basis and P&L — balances stay private.

Overview

A dashboard that tells the whole story

Net worth, portfolio, budgets and trends at a glance.

Day to day

Track every euro

Smart categories and budgets that warn you in time.

Goals

Save toward what matters

Targets, projected dates and confetti at 100%.

Insight

See the patterns

Heatmaps, trends, top expenses, savings rate.

Investing

Your portfolio, here too

Live prices, cost basis and P&L — balances stay private.

Go deeper

Three pages worth your time.

Take your money back.

macOS 13 and later · Apple Silicon and Intel.

Get FinanceOS on Fiverr

No account. No cloud. No subscription — one-time on Fiverr.